Finance8 min read

Why Financial Literacy Should Be Taught in Every Indian School

Seekho Business Team

20 April 2026

The State of Financial Education in India

India is home to over 600 million people under the age of 25. That's one of the largest youth populations in the world. Yet, financial literacy — the understanding of how money works, how to save, invest, and build wealth — is absent from most school curricula across the country.

Why This Matters

According to the National Centre for Financial Education (NCFE), only **27% of Indian adults** are financially literate. This means roughly 3 out of 4 adults in India don't fully understand basic financial concepts like compound interest, inflation, or the difference between assets and liabilities.

The consequences are real:

**Rising household debt**: Indian household debt has been increasing steadily

**Low investment participation**: Less than 5% of Indians invest in the stock market

**Vulnerability to scams**: Lack of financial knowledge makes people targets for Ponzi schemes and fraudulent investment plans

What Books Like Rich Dad Poor Dad Teach Us

Robert Kiyosaki's *Rich Dad Poor Dad* introduces concepts that should be part of every student's education:

**Assets vs. Liabilities** — Understanding what puts money in your pocket vs. what takes it out

**The importance of financial independence** — Not relying solely on a paycheck

**How the rich think about money** — Focusing on building assets, not just earning income

**Taxes and corporate structures** — Understanding the system

How Seekho Business is Bridging the Gap

At Seekho Business, we break down books like Rich Dad Poor Dad into **70+ video lessons in Hindi**. Each lesson covers one concept, explained simply with Indian examples.

Our goal is to make financial education:

**Affordable** — Just ₹99 per course (less than a movie ticket)

**Accessible** — Available in Hindi for maximum reach

**Practical** — Real examples from the Indian context

**Comprehensive** — 70+ videos, not just a 10-minute summary

What You Can Do Today

**Start with free videos** — Watch the first 5 videos of any course for free

**Read one business book per month** — Or watch our video version

**Teach your family** — Share financial concepts with parents and siblings

**Start small** — Open a savings account, learn about mutual funds

Financial literacy is not a luxury. It's a necessity. And the sooner we start, the better off India will be.

*Ready to start your financial education journey? [Explore our Rich Dad Poor Dad course →](/courses/rich-dad-poor-dad)*

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